Comprehensive Exterior Services including Roofing, Siding & Gutters
Comprehensive Exterior Services including Roofing, Siding & Gutters
Recent storms in Minnesota have caused significant damage to homes, with high winds, hail, and heavy rainfall impacting both urban and rural area. Storm damage insurance claims are on the rise across the county. A recent article in the Minnesota Star Tribune highlights current trends in insurance coverage for Minnesota residents and urges homeowners to review their policy and ask their insurance agent what is not covered.
Free Storm Assessment
Storms can bring heavy rain, winds, hail, and even flooding—putting your home at risk for a variety of damages. Whether it’s a mild thunderstorm or a powerful hurricane, the aftereffects can be more than just a little inconvenient. Structural damage, water intrusion, and hidden hazards can remain long after the skies clear up. That’s why it’s a smart idea to have a professional contractor inspect your property after a storm.
Many types of storm damage aren’t immediately obvious. For example, water can seep into walls, ceilings, or the foundation without you noticing. Roofs, siding, and windows might show no signs of external damage, but water may be slowly creeping in, causing rot and mold. Rochester Roofing has the expertise to identify these hidden issues early, preventing more serious problems down the line.
Your roof is your first line of defense during a storm. Strong winds, flying debris, or hail can cause shingles to loosen, crack, or even break off completely. After a storm, even if you don’t see water leaks, your roof could be compromised. Rochester Roofing can inspect your roof from above and check for damage to shingles, flashing, or the underlying structure. Similarly, we’ll assess siding, windows, and doors for issues that could allow water to enter your home
In many cases, storm damage is covered by homeowners’ insurance. Having Rochester Roofing look at your home and assess the full extent of the damage is critical for making a successful insurance claim. We can document the damage, take photos, and provide a detailed report that can be used as evidence when filing your claim. Rochester Roofing is a contractor that can help ensure that your claim process goes smoothly, providing advice on repairs and working with your insurance adjuster.
After a storm, the last thing you want to worry about is whether your home is structurally sound. By bringing in Rochester Roofing as a contractor you’re not only protecting your investment but also giving yourself peace of mind knowing that any potential problems are being identified and addressed. It’s better to catch issues early than to wait until they become major, costly problems.
We can also help you make your home more resilient against future storms. We may recommend upgrades or improvements to your roof, siding, windows, and drainage systems to reduce the risk of damage during the next storm. This proactive approach can help you avoid more expensive repairs in the future and keep your home safer overall.
After a storm, it's essential to check for visible signs of damage. Look for missing or curled shingles, dents or cracks caused by hail, and debris such as tree branches on the roof. If you're unsure, call Rochester Roofing to inspect the roof, as some damage may not be easily visible from the ground, such as internal leaks or structural issues. The National Roofers Contractor’s Association does not recommend homeowners climbing on their roof to do their own inspection.
Most homeowners' insurance policies cover storm damage, including wind and hail damage to the roof. However, coverage may vary based on your policy, the type of storm, and your location. It's important to review your insurance policy and contact your insurer to file a claim. Keep in mind that deductibles and coverage limits may apply, and insurance may only cover the cost of repairs if the damage meets specific criteria. We can help navigate the claims process and improves chances of a fair settlement.
The time it takes to repair storm damage can vary depending on the extent of the damage and the type of repairs needed. For minor roof damage, repairs can typically be completed within a few hours to a couple of days. However, more severe damage requiring a full roof replacement or structural repairs could take several days to weeks. After a major storm, contractors may experience a high volume of repairs, potentially leading to delays in scheduling.
According to the National Roofing Contractors Association (NRCA), about 50% of roof damage claims are caused by storms, including hail, wind, and heavy rain.
